Make money make sense
Track spending, set goals, and build better habits — calmly.
Saved $234
This month
How it works
Get started in three simple steps
Add your accounts
Connect your bank accounts securely in seconds
Track expenses automatically
Watch as transactions are categorized for you
Set goals & see progress
Build habits that stick with clear insights
Built for clarity, not complexity
Smart Tracking
Automatic categorization so you don't have to think about it
Clear Analytics
Simple, readable insights without overwhelming charts
Saving Goals
Progress without pressure — build at your own pace
Friendly Insights
Helpful guidance that's never judgmental
Plan for every milestone
Whether it's a vacation, emergency fund, or new laptop — set goals that matter to you. Track progress with clarity and celebrate wins along the way.
See trends, not noise
Your spending patterns revealed through clean, intuitive charts. Understand where your money goes without drowning in data.
Small decisions, big impact
Every coffee, every lunch, every subscription — they add up. Cents helps you make mindful choices without feeling restricted.
What people say
Sarah Chen
"Finally, a finance app that doesn't make me feel guilty. Cents is calm, clear, and exactly what I needed."
Marcus Rodriguez
"I've tried dozens of budgeting apps. Cents is the first one I actually stuck with. It just works."
Make better money moves.
Join Cents and take control of your finances — one step at a time.