Make money make sense.
Track spending, set goals, and build better financial habits — calmly.
No ads. No guilt. Your data stays yours.
Saved $234
This month
How it works
Get started in three simple steps.
Add your accounts
Connect your accounts manually or import statements securely in seconds. No bank lock-in, no forced connections.
Track expenses automatically
Transactions are categorized for you, with clear labels and smart defaults. Review only what needs attention.
Set goals & see progress
Create saving goals, track milestones, and understand your money at a glance — without pressure.
Built for clarity, not complexity.
Smart tracking
Automatic categorization so you don't have to think about it.
Clear analytics
Simple, readable insights without overwhelming charts.
Saving goals
Progress without pressure — build at your own pace.
Friendly insights
Helpful guidance that's never judgmental.
Plan for every milestone.
Whether it's a vacation, an emergency fund, or a new laptop — set goals that matter to you. Track progress clearly and celebrate wins along the way.
See trends, not noise.
Your spending patterns revealed through clean, intuitive charts. Understand where your money goes without drowning in data.
Small decisions, big impact.
Every coffee, every subscription, every habit adds up. Cents helps you make mindful choices without feeling restricted.
What people say
Sarah Chen
"Finally, a finance app that doesn't make me feel guilty. Cents is calm, clear, and exactly what I needed."
Marcus Rodriguez
"I've tried dozens of budgeting apps. Cents is the first one I actually stuck with. It just works."
Make better money moves.
Join Cents and take control of your finances — one step at a time.