Privacy Policy

Last updated: December 23, 2025

Cents ("we", "our", or "us") respects your privacy and is committed to protecting your personal data. This Privacy Policy explains how information is collected, used, and protected when you use the Cents mobile application (the "App").

1. Information We Collect

1.1 Information You Provide

When using the App, you may voluntarily provide information such as:

  • Financial records you upload (e.g., transactions, receipts, invoices, or statements)
  • Images or documents submitted for processing
  • Account-related information required to use app features

1.2 Automatically Collected Information

We may collect limited technical information necessary to operate the App, including:

  • Device type and operating system
  • App version
  • Anonymous usage and performance data

This information is used solely to improve app functionality and reliability.

2. How We Use Your Information

Your information is used only for the purposes of providing and improving the App, including:

  • Organizing and analyzing financial data you upload
  • Generating summaries, insights, and categorizations using AI-based processing
  • Improving accuracy, performance, and user experience
  • Providing customer support

We do not use your data for advertising purposes.

3. AI and Data Processing

Cents uses artificial intelligence to analyze the financial information you provide. This processing is used exclusively to:

  • Extract relevant details from documents
  • Categorize transactions
  • Generate summaries and insights within the App

AI processing is automated and does not involve human review unless required for technical support or troubleshooting.

4. Data Sharing

We do not sell, rent, or trade your personal data.

Your data may be shared only:

  • With trusted service providers who help operate the App (e.g., cloud hosting or AI infrastructure)
  • When required by law or legal process

All service providers are required to protect your data and use it only for authorized purposes.

5. Financial Disclaimer

Cents is a personal finance tracking and analysis tool. The App:

  • Does not provide banking services
  • Does not execute payments or transfers
  • Does not offer loans, credit, investments, or financial products

All information provided by the App is for informational purposes only and should not be considered financial advice.

6. Data Security

We implement reasonable technical and organizational measures to protect your information, including:

  • Encryption of data in transit and at rest
  • Secure authentication mechanisms available on supported devices

While we strive to protect your data, no system is completely secure.

7. Data Retention and Deletion

Your data is retained only for as long as necessary to provide the App's functionality. You may request deletion of your data at any time by contacting us.

8. Children's Privacy

Cents is not intended for use by individuals under the age of 18. We do not knowingly collect personal data from children.

9. Your Rights

Depending on your location, you may have rights to:

  • Access your personal data
  • Request correction or deletion
  • Restrict or object to certain processing

Requests can be made by contacting us using the information below.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be reflected by updating the "Last updated" date.

11. Contact Us

If you have questions or concerns about this Privacy Policy or your data, please contact us at:

Email: support@cents-app.com